Medicare Open Enrollment

Medicare open enrollment is a period from Oct. 15 to Dec. 7 each year that offers Medicare beneficiaries an opportunity to review, revise or update their health coverage. While it’s easy to stick with what you know, your health care needs, budget and available plans can change.

At Findlow Insurance in Forked River, NJ, we think it’s vital for you to be informed and proactive during this critical time. Contact us today to review your Medicare coverage and explore your options.

Why Is Medicare Open Enrollment Important?

During Medicare open enrollment, Medicare recipients can do the following:

• Review options. Plans can change their coverage and costs each year. Open enrollment is your chance to re-evaluate and make sure you’re enrolled in the plan that serves you best.
• Switch plans. If you’ve found a better plan that meets your medical needs and is cost-effective, this is the time to make the switch.
• Add or drop coverage. Medicare recipients can add or drop Medicare Advantage and Part D prescription drug plans.

Steps to Take During Medicare Open Enrollment

Your agent can help you make the most of Medicare’s annual open enrollment period by helping with the following:

• Assess your current needs. Look back at the past year. Have your health care needs changed? Are you visiting the doctor more frequently or taking new medications?
• Check plan changes. Plans send an Annual Notice of Change letter each fall that outlines any changes in coverage, costs or service area for the following year. Review this document carefully.
• Compare other plans. Use tools like Medicare’s plan finder to compare plans based on costs, coverage and other critical factors.
• Make changes. Once you’ve assessed your options, you can either switch to a new plan or decide that your current plan still meets your needs.

Talk to a Medicare specialist who can help you understand your options. Our team at Findlow Insurance is here to help.

Why Work With Findlow Insurance?

Our experienced agents understand the ins and outs of Medicare and can guide you to make informed decisions. We’ll meet you one-on-one to discuss your health care needs and financial considerations.

As an independent agency, we offer plans from multiple providers, giving you a broader range of options.

Contact Us

Medicare open enrollment is your annual chance to optimize your health care coverage for the year ahead. Reach out to us at Findlow Insurance in Forked River, NJ, and let us help you make health care coverage decisions with confidence.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.