Long-Term Care Insurance in Forked River, NJ
Long-term care insurance is a coverage option that’s difficult to consider but necessary as we begin the later stages of our lives. Long-term care insurance is one way to help prepare to pay for assistance with routine care and daily activities after you are no longer able to. Our agents Findlow Insurance are here to help you find a policy that best protects you and your future medical needs.
What is Long-term Care Insurance?
A long-term care policy can help cover care costs when you have medical conditions, disabilities or disorders that prevent you from routine activities such as bathing, dressing or getting in and out of bed. Every policy is different, but generally, when you can no longer do two of the six activities of daily living, you qualify for benefits. Activities of daily living include:
- Bathing
- Dressing
- Caring for incontinence
- Eating
- Toileting
- Transferring
You can also receive care in a variety of places, including:
- Your home
- A nursing home
- An assisted living facility
- An adult daycare center
It’s important to get long-term care insurance before you need it, or else you won’t be able to reap its benefits. Be proactive and contact an agent today.
How to Get Long-term Care Insurance
You can get long-term care insurance by reaching out to one of our agents for further discussion about your needs. Contact Findlow Insurance today to get started.