The Pharmaceutical Assistance to the Aged and Disabled (PAAD) Program helps eligible New Jersey residents reduce the cost of prescription medications. It provides financial support for seniors and individuals with disabilities who meet specific income limits, making essential medications more affordable and accessible. For many households, PAAD significantly lowers out-of-pocket expenses and provides peace of mind.

What Is the PAAD Program?

The PAAD Program is a state-funded initiative designed to assist qualifying New Jersey residents with the cost of prescription drugs. It coordinates with Medicare and other insurance plans to ensure participants pay minimal copays for covered medications. PAAD is one of the cornerstone resources within New Jersey’s senior and disability support network.

Who Qualifies for PAAD?

Eligibility for PAAD is based on age or disability status, state residency, and income. To qualify, applicants must:

• Be a New Jersey resident
• Be 65 or older, or receiving Social Security Disability benefits
• Meet the annual income limits set by the state

Applicants must provide documentation such as proof of age, disability status, residency, and income when applying. These requirements ensure the program supports those who need it most.

What Does PAAD Cover?

The PAAD Program helps reduce the cost of many prescription medications. Key benefits include:

• Lower copays for covered prescription drugs
• Assistance coordinating benefits with Medicare Part D plans
• Support for maintaining affordable access to both brand-name and generic medications

PAAD does not replace Medicare or private insurance but works alongside these plans to minimize overall prescription costs.

How PAAD Helps New Jersey Seniors and Disabled Residents

For eligible individuals, PAAD offers financial relief and improved access to necessary medications. By reducing prescription costs, the program helps residents stay consistent with treatment plans, manage chronic conditions, and maintain a better quality of life. PAAD also provides clarity and guidance for navigating prescription coverage, which can often be confusing for beneficiaries.

With support from programs like PAAD, New Jersey’s seniors and residents with disabilities can better manage healthcare costs and remain confident in their access to essential medications.