As the warmer months roll in and we find ourselves outdoors more frequently, the sun's rays become a double-edged sword. They bring warmth and energy, but also increase the risk of skin cancer, particularly for those over 65. This concern is very real, as skin cancer is one of the most common types of cancer. The good news is that with early detection, treatment success rates are high.

Medicare provides vital coverage for skin cancer screenings and treatments, offering peace of mind to those eligible. Here's what you need to know about what Medicare covers:

• Medically necessary services for detecting and treating skin cancer are covered by Medicare. This includes doctor visits if there's a suspected case, biopsies, and necessary treatments.
• Preventive care discussions are covered during your annual wellness visit. It’s a great opportunity to talk to your doctor about any skin concerns.
• Routine full-body exams are not covered unless a doctor identifies a suspicious lesion. This highlights the importance of performing self-checks and reporting any changes to your physician promptly.
• Cosmetic procedures, such as the removal of benign moles or skin tags, are not covered under Medicare.
• While Original Medicare does not cover sunscreen or preventive skincare products, some Medicare Advantage plans might include additional benefits. Be sure to check your plan's details.
• Experimental or non-FDA-approved treatments are excluded from coverage as well.

Staying proactive about your skin health is crucial. Regular self-checks and discussions with your healthcare provider can make all the difference. If you have further questions about what your specific plan includes, contact a Medicare advisor or your plan provider. Remember, taking steps today can lead to peace of mind tomorrow.